Full CIFRS & CIFRS for SME Compliant

The Core Banking Platform Built for
Global Financial Sector

VBANX unifies commercial banking, microfinance, leasing, rural credit, pawn shop and fund & trust operations on one compliant, API-first platform with more than 20 years of banking and technology experience behind it.

Booking for Free Demo Explore Ecosystem

20+ yrs

Banking & technology experience

Core institution types supported

24/7

Structured support & escalation

Ours StrategicPartners

Feature Products

One platform, every line
of business.

Each VBANX module is built on the same compliant core, so institutions can start with one business line and scale into others without re-platforming.

VBANXEFT Fund & Trust

SERC and TR-compliant fund distribution, trust origination, eKYC 360° and investor mobile banking for CIS and derivatives.

Fund & Trust

VBANXCIE CIFRS Integration Engine

Connects to any core banking system to automate CIFRS 9, 16, 19 and CAR ratio calculations and regulatory reports in real time.

Compliance Engine

VBANXCBCommercial Bank

Full core banking for settlement, savings, term deposit, loans and cheque management with multi-branch and multi-currency support.

Core Banking

VBANXPAWNPawn Shop

Ticketing, collateral valuation, redemption and default handling built for the pace of pawn shop operations.

Pawn Shop

VBANXMFI Microfinance

Loan origination, collateral management, AML screening and collections purpose-built for microfinance institutions.

Microfinance

VBANXLEASELeasing

End-to-end lease origination, scheduling, fixed asset tracking and CIFRS 16 lease accounting in one workflow.

Leasing

VBANXRCI Rural Credit

A lightweight, scalable ledger for rural credit operators and cooperatives, with the same audit trail and reporting backbone.

Rural Credit

Mobile Banking Suite

OAMBanking for operational & analytical oversight, plus VBANXConsumer for customer-facing digital banking.

Mobile Banking

Products In Action

Real screens.
Real operations.

A look at the mobile experiences your staff and customers use every day.

OAMBanking

Operational and analytical mobile banking, for your team.

Monitor institutional health, approve transactions and read analytical dashboards from a phone built for rural credit operators, MFIs, MDIs and commercial banks alike.

Approve transactions at your fingertips
Transactional, visual and customer data in one view
Secure, fast and suitable for institutions of any size

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VBANXConsumer

A banking app your customers will actually enjoy.

Onboarding, eKYC, KHQR payments and full transaction history on a single, secure and unified API customizable to any institution's brand.

End-to-end customer lifecycle, from onboarding to history
Single, secure API integration with VBANX or other cores
Built by the VBANX Mobile Banking R&D team

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ANY DEVICE · ANYWHERE · ANYTIME

Why Choose Us

Performance you can measure, compliance you can trust.

Eight commitments that shape every VBANX deployment, from first workshop to years of live operation.

Co-Implement

Guided implementation

CIFRS co-implementation, validation, training and guideline documentation delivered with partner PCG.

Customization

No extra-cost changes

Full system and module-level customization, plus free report development after go-live.

Compliance

Always current

NBC, CBC, SERC, FIU, CMA and GDT support, with free updates as regulation changes.

Digital

API-first banking

Secure digital banking with seamless integration and mobile-first experiences.

Robustness

Built to scale

Secure architecture and scalable modules proven across compliance-heavy customers.

Resources

A dedicated bench

R&D, engineers, data migration analysts and report developers behind every rollout.

24/7 Support

Rapid resolution

Structured ticketing with clear escalation paths, staffed around the clock.

Data Migration

Audit-ready, always

Unlimited data migration and CIFRS conversion, with extra hours for audit readiness.

The Core Banking Platform Built for Global Financial Sector

One platform, every lineof business.